Some car buying guides do advise getting insurance quotes before you buy. Theoretically, the risk should be reflected, so it should incentivize immobilizers. B

Some car buying guides do advise getting insurance quotes before you buy. Theoretically, the risk should be reflected, so it should incentivize immobilizers. But if few people actually do it, then it weakens the incentive a lot. Also, there are dozens of competing factors that weigh into a car-buying decision, so that dilutes the impact too.