> It is intrinsically immoral that the wealth controlled by two dozen Western families is larger than the wealth of three billion people. I think many people w

> It is intrinsically immoral that the wealth controlled by two dozen Western families is larger than the wealth of three billion people. I think many people would agree. But there's a huge difference between people who are sitting like dragons on hoards of money, and your average person saving money for emergencies, for retirement, for a home down payment, for vacations, whatever else. Most people are not behaving immorally by saving money. Some people who are absolutely hoarding money absolutely are behaving immorally.