// As my mother said "Life has to get hard at some point it can get hard now or it can get hard later." She's wise. The way I express the same idea - I'd rathe

// As my mother said "Life has to get hard at some point it can get hard now or it can get hard later." She's wise. The way I express the same idea - I'd rather make my own life hard on my own terms, than deal with it just being hard and struggling. Easy example - it's much easier to chose to save money when you have it (forgo something) than to somehow deal with not having money later. Or - it's totally fine and cute to have to live with roommates in your 20s so you can save and invest. Living with roommates in your 40s because you haven't saved and invested - less cute.