Consumer card fees are capped pretty low in EU (and still UK I guess), something like 0.30%. Commercial card fees are not capped and are more around 1.5% to 2.

Consumer card fees are capped pretty low in EU (and still UK I guess), something like 0.30%. Commercial card fees are not capped and are more around 1.5% to 2.0% If anything, now that they have split consumer and commercial cards in their fees, it's the consumer card fees that are shockingly high.