Klarna operates more payment services than just the BNPL credit option e.g. Sofort is run by Klarna for some reason - https://www.klarna.com/pay-now/business/m

Klarna operates more payment services than just the BNPL credit option e.g. Sofort is run by Klarna for some reason - https://www.klarna.com/pay-now/business/merchant-support/whats-relationship-sofort-klarna/ https://www.klarna.com/pay-now/business/merchant-support/wha... So it seems conceivable that they have options to process regular card payments too