Banks do not charge a percentage of the transfer for wires or ACH. It is a set fee, usually in the range of $15-35 (stripe probably pays less than a dollar). Th

Banks do not charge a percentage of the transfer for wires or ACH. It is a set fee, usually in the range of $15-35 (stripe probably pays less than a dollar). That is a huge difference between charging 1% of the transaction.