I'm pretty sure I've bought stuff from online retailers using some kind of a Klarna widget and I just used my credit card directly. Actually, I can find severa

I'm pretty sure I've bought stuff from online retailers using some kind of a Klarna widget and I just used my credit card directly. Actually, I can find several emails that say something along the lines of "Klarna - Card payment" or "Klarna Checkout". Never done BNPL.