> and potentially stagnant growth Shouldn't growth not matter where the money is. $100,000 gaining 6% is $106,000, gaining 6% is $112,360. $25,000 in 4 diffe

> and potentially stagnant growth Shouldn't growth not matter where the money is. $100,000 gaining 6% is $106,000, gaining 6% is $112,360. $25,000 in 4 different accounts gaining 6% is $26,500 in 4 different accounts, gaining 6% is $28,090 in 4 different accounts, or $112,360.