Here's a life lesson that was instilled into me early on in my career: Anything you're waiting to do until retirement you should be doing now. Common example,

Here's a life lesson that was instilled into me early on in my career: Anything you're waiting to do until retirement you should be doing now. Common example, many people dream about traveling when they retire. When retirement comes they're typically in their 60's and may have health issues preventing them from traveling. Do you think you're going to pick up a cool new hobby in your retirement? Why not pick up that hobby now? Do you think you're going to have more time to spend with family and friends? Why aren't you spending more time with your family and friends now? Stop pushing all these things off "when I retire" and start doing them now. After all, many people don't even live to see retirement. It'd be a shame to have died before you ever started living.