>A fail is not planning at all besides the money side of things. I know of people that have retired and are financially sound but without a clue of what they'll

>A fail is not planning at all besides the money side of things. I know of people that have retired and are financially sound but without a clue of what they'll do next. Yep, once you have the financials figured out, you really need to spend some time focusing the life you're retiring to, instead of the work you're retiring from.