If I get kids, then maybe try to help them with the grandkids. Teach the grandkids what I know (if it is even useful at that time?) + babysit them. Babysitting

If I get kids, then maybe try to help them with the grandkids. Teach the grandkids what I know (if it is even useful at that time?) + babysit them. Babysitting is basically a full time job, but nowadays most granparents cannot do it since they have to work. Also this really improves the quality of life of your kids and grandkids. If you dont have kids, probably you will die alone in a hospital. Also if you arent a programmer/doctor on that fat salary (or own a business) there is high possibility that you will have to work until you die, or that you "retire" and watch your account balance sink just to pay the bills. Perhaps if you have investments you can cope with this. What is a problem for me is that I couldnt find a company where I can become a "lifer". I had long tenures here and there, but somehow work could never become cozy. You know the one where you work at say 70% capacity and can deal with life. I always end up working at 140% capacity. And at some age you should be the guy who "worked here for 10+ years and knows everything/everyone" and works ar 70% capacity. Otherwise the grind will simply kill you. Work at age of 65-70 is very scary. Probably we will have to work at 72 or more, if we are alive then. Realistically the older you get the slower you become, you get various ailments, so keeping that difficult job will be hard. So if you care about retirement probably should work out more now. To be in shape. Also Im trying to find a job (even tried on HN), but there is no market for people working in finance from EU. Of course there is "market" for basic jobs, but not the one that lets you retire earlier. Maybe few lucky ones become venture capitalists or CFOs (I try to do the latter very hard). For rest it is just the grind that sucks the life out of you. The retirement age will probably be increased, so you have 2-3 years, you will get sick and then die. Very bleak. If you plan for retirement join a gym now. And build an extensive network of friends with whom you can chat. Maybe buy a house in some woods/community so you can drive there, rest, do some gardening and chatting with neighbours. Old people like houses in the woods for a reason - those places run at a lower pace and provide ability to meet similar people. What is the alternative for most? Rot in front of TV or computer. Maybe go to meetups. Of course there are outliers. For example you can become a teacher and teach kids programming or Excel (I think Excel will still be there when Im old). Or paint / write / repair cars & do a million other stuff. But if you dont like do those hobbies now, you probably wont do them (nor like them) when you are old.