While it's pretty badly written, the book Die With Zero changed my perspective on retiring a bit. I'm not sure I'd recommend reading it, but maybe reading a sum

While it's pretty badly written, the book Die With Zero changed my perspective on retiring a bit. I'm not sure I'd recommend reading it, but maybe reading a summary of the core ideas would be useful. The main take-away for me is that people tend to over-save for retirement because they a) over-estimate how much they'll want to do in their 70s and 80s and b) underestimate the opportunity cost of saving when they're younger. In any case, it prompted me to do some calculations around retirement. We could afford to retire early-mid 50s provided we were willing to save aggressively then sell our home and downsize at retirement. In reality, we'll still have teenagers at home at that point, so it's not so practical to downsize. Plus, my wife's career is starting to ramp up and be more interesting, so she'd probably want to work past 50, anyway. Long story short, we're aiming at something like 60-65, maybe transitioning to fewer days/week over the last 5 years. The kids will have left home, our investments will have had 10-15 more years to grow, which means we can spend more now rather than be in hard-core savings mode. As to what we'll do? Very likely sell our main residence, move to our place at the beach, have lots of time for the kids and (maybe) grandkids and do a lot of what we already do, just moreso: read, work out, hang out together, and occasionally travel.