In principle it's pretty straightforward: put 15% of income into retirement funds for a long time, pay off a house, and stay away from debt (basically the Dave

In principle it's pretty straightforward: put 15% of income into retirement funds for a long time, pay off a house, and stay away from debt (basically the Dave Ramsey strategy). I'm not really into the sit-around-doing-nothing type of retirement though; I live in a touristy place with a bunch of those types of people, and it really does seem like many are just waiting around until they die, and it's kind-of depressing. I'm hoping to exit the globally-competitive software engineering field within the next few years and focus on a long-term sustainable local business until my body breaks down decades later.