Wick has the call to adventure and the refusal, IIRC. In the encounter at the gas station the punks (who will go on to—this is surely not a spoiler at this poin

Wick has the call to adventure and the refusal, IIRC. In the encounter at the gas station the punks (who will go on to—this is surely not a spoiler at this point?—kill his dog, which is where they fuck up) are insulting Wick but, despite of course knowing he could take them apart in his sleep, he puts up with it. He's above that, and can't be goaded into breaking a promise to stay out of that life, by mere words. Their actions afterward are what rip him out of his life and drag him back into the game—violence finds him, not the other way around. But he does refuse that initial "call", and it's an important part of the story that he does. (this is from memory, maybe that encounter goes differently than I recall)