> Are fixed-rated mortgages really that common in US? Yes, for decades they were the standard. Prior to 2008, ARMs became more common, and now it's a mix but

> Are fixed-rated mortgages really that common in US? Yes, for decades they were the standard. Prior to 2008, ARMs became more common, and now it's a mix but I'd reckon fixed rate in the US is still predominant.