As for the declining quality of products and services, we are leaving a decade where start-ups were burning VC money to provide a service that was both superior

As for the declining quality of products and services, we are leaving a decade where start-ups were burning VC money to provide a service that was both superior and cheaper, in order to starve their competitors. Now that the competitors are dead, prices/monetization will increase and quality will drop in many areas. This will hit twice as hard if you were an early adopter, because you also stop being the target audience for most of these products. And on a smaller scale (restaurants, corner shops, small businesses), the default state of being for most companies has always been to slowly decay over long periods of time. The brand new business that earned your loyalty a decade ago may be worse today, but there's certainly another new business today that you can be impressed with. You just need to find it.