I only have anecdotes but you're describing ~half of my aunts and uncles here. All retired, pushing into their 60s and 70s. The most extreme example being an u

I only have anecdotes but you're describing ~half of my aunts and uncles here. All retired, pushing into their 60s and 70s. The most extreme example being an uncle who was a PhD Chemist in automotive paints his entire career spent with the same employer and who has a slightly-over 6-figure annual pension. Before COVID-19 he was a door greeter and stocked shelves at a grocery store in the city where he lives. Now? Watches television all day.