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> I'd prefer not to pay 5000 or 6000 total - $3000 to a hospital and $3000 to an ER doctor agency for a small 2nd degree burn or small cut requiring stitches F
by LarryMullins 4y ago
> I'd prefer not to pay 5000 or 6000 total - $3000 to a hospital and $3000 to an ER doctor agency for a small 2nd degree burn or small cut requiring stitches
For what it's worth, about 5 years ago I was without insurance and went to the ER to get 5 stitches in my finger. The total bill came out to $150. This was in America.
I think if I had insurance then, they would have billed the insurance company 10x that at least.
- dredmorbius 4y agoInsurance has negotiated rates with providers. These typically start with the facility's chargemaster billing and are negotiated off of it. Depending on the relative negotiating strength of the carrier or caregiver network, that might be higher or lower. It's the uninsured who are far more likely to be billed the maximum amount, in the US, as they have no negotiating power, most especially in the moment urgent care is required.