> Is PSD2 for companies only? Yes, that's my understanding – banks are only required to grant access to certified entities. As a regular customer (which includ

> Is PSD2 for companies only? Yes, that's my understanding – banks are only required to grant access to certified entities. As a regular customer (which includes regular businesses, too, not just just natural persons), you're then supposed to make use of one of those certified entities as a middleman for accessing the APIs. Maybe some banks extend API access to regular customers, too, but that's entirely voluntarily and not mandated by PSD2.