Serious Answer : There are problems in Fintech that are absolutely worth solving for altruistic reasons. One that I think is very important and might even need

Serious Answer : There are problems in Fintech that are absolutely worth solving for altruistic reasons. One that I think is very important and might even need to incorporate AI is this : Larger financial institutions have access WAY more and WAY higher quality data surrounding stocks and options. For example, publicly available SEC filings contain extremely useful information about companies. Professional traders have access to services which provide this data accurately in programatic form (like an API). Us normal people have only the SEC filings themselves, which are enormous documents. It would be impossible to read them fast enough to ever catch up on all of them in the last say year. There are free APIs, but they are absolute dogshit and provide incomplete and inaccurate information. If someone could democratize this and provide this info for free or cheap to the public, it would be an enormous benefit to the general public.