3 ms·
I consider retirement & HSA accounts separate from emergency fund. Max HSA, max 401(k) then build up emergency fund in liquid assets.
by nightski 4y ago
I consider retirement & HSA accounts separate from emergency fund. Max HSA, max 401(k) then build up emergency fund in liquid assets.
- lotsofpulp 4y agoI do too, but HSA is a nice backup emergency because you can withdraw up to all of your accumulated healthcare expenses tax and penalty free. So pay for all your healthcare expenses with non HSA funds, keep track of the expenses, and eventually, you probably will have accumulated $10k or $20k of healthcare expenses you can reimburse yourself for IF you exhaust your regular emergency fund.