"need to use an expert the issue or rather the price point" Both, but for most people it is simply the price point, so this is the more important issue. I thi

"need to use an expert the issue or rather the price point" Both, but for most people it is simply the price point, so this is the more important issue. I think no one has a problem, that when setting up complicated contracts with multiple persons involved, a legal expert is necessary, but for very basic things, it should not be, but rather the laws should be more clear and simple.