>You just can't get a mortgage for a used home and they don't let local governments control zoning. Huh? Yes, you can get a mortgage for a used home. People

>You just can't get a mortgage for a used home and they don't let local governments control zoning. Huh? Yes, you can get a mortgage for a used home. People do it all the time. Where did you get that crazy idea? Yes, zoning is controlled at the national level, and in a very permissive way, so that works really well (you can legally build new housing almost anywhere).