That's pretty much it. It doesn't matter the wealth or income someone has, there is always something they can't afford. So clearly the existence of "limited r

That's pretty much it. It doesn't matter the wealth or income someone has, there is always something they can't afford. So clearly the existence of "limited resources" is not a good indication of whether someone is wealthy or not. But ignoring the type of house and it's location - if someone can afford the down payment and mortgage payments on a $2M homes (typical single family home in the Bay Area), the are objectively very well off.