Crypto lending has never been successful for investors when the coins can be taken off the original platform. Many have tried but the lending platform always go

Crypto lending has never been successful for investors when the coins can be taken off the original platform. Many have tried but the lending platform always goes bankrupt. The only success has been with collateralized loans where the collateral is greater than the amount lent. Such as with margin trading lending for short sellers. I’ll just name a few unsuccessful ones. Voyager, Celsius, FTX, BTC pop, btcjam, etc If 1/4th of your borrowers default, then you have to charge an interest rate of over 25% just to break even.