> Everyone else is a health crisis away from bankruptcy But that's exactly why we have bankruptcy. You know the word doesn't mean "losing everything you have"

> Everyone else is a health crisis away from bankruptcy But that's exactly why we have bankruptcy. You know the word doesn't mean "losing everything you have", it means "discharging debts you're never going to be able to pay", right? You can do it once, and it ruins your credit for a long time (7 years IIRC), but it saves you from dying of starvation trying to pay off debts you don't have money to pay.