It eliminates the need for spending time commuting, which becomes free time. Expanding on this: Not commuting means one is also not contributing to traffic co

It eliminates the need for spending time commuting, which becomes free time. Expanding on this: Not commuting means one is also not contributing to traffic congestion, not emitting CO2, reducing fuel consumption, extending the life of the vehicle, not being at risk of traffic collision. That last bit seems to be a big one that insurance companies should favor. Reduction of time on the road is a reduction of risk of injury. In my opinion WFH should also be a reason to reduce automotive insurance costs.