Same for canada. I use to chat with my friends and all their plans for life are literally "I'll do this when/if I have the money". That's it. My life (have t

Same for canada. I use to chat with my friends and all their plans for life are literally "I'll do this when/if I have the money". That's it. My life (have two children and my wife was at home for 4 years) instead, the moment my first child was born has been: figure out life insurance so that your kids are safe if you die, figure out income for retirement to avoid weighting on your children, figure out savings necessary to pay for education, figure out housing because you will need 3 bedrooms and rent keeps going up. I had to really take ownership of my finances. Amazing, I learned a lot, but government support is nowhere it should be for somebody that greatly contribute to society.