All cards run through payment networks like Visa and Mastercard, which is why they all have a PAN, CVV, etc. The distinction between credit and debit really jus

All cards run through payment networks like Visa and Mastercard, which is why they all have a PAN, CVV, etc. The distinction between credit and debit really just depends on the source of the funds backing the card: either a line of credit, or a bank account that is debited. The allocation of the transaction fee is also usually different, but that tends to be transparent to the customer (and sometimes the merchant).