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In Europe we have working debit cards, so PayPal is redundant and hardly ever used.

valdiorn 4y ago
??? the UK looooves paypal, both before and after brexit. I love paypal, and I live in the UK. Paypal is essentially the default checkout option on most websites, and supported pretty much everywhere. It is very, very handy as a consumer, but never in a million years would I sell using paypal (too many horror stories about frozen account and kafkaesque support staff)
- TheLoafOfBread 4y ago
  Yeah not my experience. Nobody in my social bubble uses PayPal when there is Visa/Master card with 3D Secure. No reason to. And after my experience with PayPal not even a will to work with that scam company.
- orf 4y ago
  I’ve never met anyone who has used PayPal in the UK. Why would you need to?
Semaphor 4y ago
What? PP is huge in Germany. If they weren’t, this article wouldn’t exist.
flumpcakes 4y ago
I use a debit card / credit card for every online purchase. I have probably used paypal twice? in the last 15 to 20 years in the UK. I'm not sure why I would want to use it outside of eBay, where fraud is apparently rife.
Bayart 4y ago
Paypal is fairly common in France. It's less involved than SEPA, even when it's free and instant. Lydia has gained popularity recently and may replace Paypal for that purpose.
BrandoElFollito 4y ago
Well, there is no way for person A to transfer money to person B using a debit card. Paypal is indeed less use din Europe because we have wire transfers (that take three days, except if you get the "immediate one" which in France is premium (premium destinations (i.e. other banks), not price which is zero) Ah, and we have cheques in France too. Yes, the paper ones.
lxgr 4y ago
Not in Germany. Many large issuers still only provide debit cards that can only be used in stores and for cash withdrawals (Maestro or VPAY), and some even only domestically at that (Girocard). PayPal fills exactly that gap for many merchants (by supporting SEPA Direct Debit, which is ubiquitous but has effectively no fraud controls or online amount pre-authorization).

??? the UK looooves paypal, both before and after brexit. I love paypal, and I live in the UK. Paypal is essentially the default checkout option on most websites, and supported pretty much everywhere. It is very, very handy as a consumer, but never in a million years would I sell using paypal (too many horror stories about frozen account and kafkaesque support staff)

TheLoafOfBread 4y ago
Yeah not my experience. Nobody in my social bubble uses PayPal when there is Visa/Master card with 3D Secure. No reason to. And after my experience with PayPal not even a will to work with that scam company.
orf 4y ago
I’ve never met anyone who has used PayPal in the UK. Why would you need to?

Semaphor 4y ago

What? PP is huge in Germany. If they weren’t, this article wouldn’t exist.

flumpcakes 4y ago

I use a debit card / credit card for every online purchase. I have probably used paypal twice? in the last 15 to 20 years in the UK. I'm not sure why I would want to use it outside of eBay, where fraud is apparently rife.

Bayart 4y ago

Paypal is fairly common in France. It's less involved than SEPA, even when it's free and instant. Lydia has gained popularity recently and may replace Paypal for that purpose.

BrandoElFollito 4y ago

Well, there is no way for person A to transfer money to person B using a debit card. Paypal is indeed less use din Europe because we have wire transfers (that take three days, except if you get the "immediate one" which in France is premium (premium destinations (i.e. other banks), not price which is zero) Ah, and we have cheques in France too. Yes, the paper ones.

lxgr 4y ago

Not in Germany. Many large issuers still only provide debit cards that can only be used in stores and for cash withdrawals (Maestro or VPAY), and some even only domestically at that (Girocard). PayPal fills exactly that gap for many merchants (by supporting SEPA Direct Debit, which is ubiquitous but has effectively no fraud controls or online amount pre-authorization).