> I don't understand why Germany is incapable of implementing such an easy solution. Because the interpretation of cartel law and the banking structure makes t

> I don't understand why Germany is incapable of implementing such an easy solution. Because the interpretation of cartel law and the banking structure makes that complicated. They created "giropay" which is quite complicated as a dealer has to pick a bank to contract with and they get different rates and stuff as they couldn't simply create a shared company running it or something ...