America has a substantial underclass of undocumented migrants who would presumably not be interested in getting their KYC info and employment details put in a b

America has a substantial underclass of undocumented migrants who would presumably not be interested in getting their KYC info and employment details put in a big database. The status of such migrants is (AIUI) a fraught issue politically, and I'm not sure you can resolve the issues of the unbanked without resolving it.