As a non-US citizen one of the worst user experience in fintech I had was PayPal. Especially when I tried to stop using it and it just didn't allow me to just p

As a non-US citizen one of the worst user experience in fintech I had was PayPal. Especially when I tried to stop using it and it just didn't allow me to just pay by entering card data without login, even in anonymous mode. There also were couple of moments when alternative card payment processor failed to bill my card, but PayPal managed to make it. I understand that US barely have any alternatives, but still.