3 ms·
> Minute differences in the score (573 vs 605) don't really impact you Don't they, though? How do you know? For a person who gets refused access to some import
by epgui 4y ago
> Minute differences in the score (573 vs 605) don't really impact you
Don't they, though? How do you know? For a person who gets refused access to some important service or product because they're just 1 point under some arbitrary and unknown threshold, yes there's an impact.
- refurb 4y agoNo, they don’t make a difference. Generally credit scores falls in wide bands that give a general credit risk. 573 vs 605 are both very high risk and you’re getting slammed regardless. The scores are no more arbitrary than the requirement that bankruptcies roll off your score after 7 years. It’s not 6 years, or 6 years and 364 days, it’s 7 years and yes being on either side has a massive impact.
- epgui 4y ago> 573 vs 605 are both very high risk Those were just random numbers I made up. With only a little bit of imagination, you can consider the significance of other number discrepancies.