4 ms·
> what are they supposed to do Just because I haven't been repeating myself enough, the first thing I'm suggesting they could do is publish their credit scorin
by epgui 4y ago
> what are they supposed to do
Just because I haven't been repeating myself enough, the first thing I'm suggesting they could do is publish their credit scoring methodology.
Your comment is irrelevant to what I said.
- gruez 4y ago>the first thing I'm suggesting they could do is publish their credit scoring methodology What's that supposed to accomplish? At the end of the day, a credit score is ultimately supposed to tell the lender what % chance you're going to default. Suppose the data is already accurate (remember, you can already request your credit report to check whether it's accurate), what additional value does having the methodology provide? Are you doubting their ability to correctly execute the model? Or do you want to dispute the fact that their model gave you a credit score of 573 when you think it should be 605?