> Do you want credit bureaus to collect even more information about your financial life so they can have a more accurate picture? I mean, if instead it was the

> Do you want credit bureaus to collect even more information about your financial life so they can have a more accurate picture? I mean, if instead it was the government, and they could also draw information about my salary, yeah, that sounds kinda nice. Not having to own a credit card to prove that I exist to a landlord does seems pretty good to me. But my overall point here is that a credit score is not as simple as the above poster made it sound. Someone who's been financially responsible can still run into issues because of this weird system leaking into so many places.