5 ms·
I don't disagree that the companies are selling your contact information and most likely some fuzzy information ranges (age, gender, martial status, rent/own, i
by vuln 4y ago
I don't disagree that the companies are selling your contact information and most likely some fuzzy information ranges (age, gender, martial status, rent/own, income) that's all that's really needed to snail mail "pre approvals" hint you're not really approved for anything until you sign to allow them to actually pull your credit. Preapproved just means you meet the minimum threshold of potentially making them more money than the cost of a 50 cent envelope/paper/bulk mailing rate.
- ethbr0 4y agoOutside of state laws and HIPAA, what national laws in the United States limit information sharing from a private party?
- kevin_thibedeau 4y agoVideo rental records is it. Everything else is up for sale.
- thephyber 4y agoI believe there are a number of siloed categories: - HIPPA is for health care providers and their vendors - Traditional wired telecom has long been protected. And fraud over telecom has a special wire fraud statute. - Mail thru the USPS - COPPA for PII of under 13 data - Federal election law prevents election records used for commercial purposes - basically all of the government classified data system
- alistairSH 4y ago- FERPA for data held by colleges/unis.
- thephyber 4y agoAgree that most of the data needed for a generic prescreening is available from lots of data brokerage (doesn’t necessarily need a credit bureau), but that DoanLaw.com article I read to verify my memory states that credit bureaus may legally sell some data points that can only accurately be sourced from a credit bureau.