Plaid does very much the same thing, and is used by, among others, CashApp. In the name of making a seamless service they at least used to ask you to enter the

Plaid does very much the same thing, and is used by, among others, CashApp. In the name of making a seamless service they at least used to ask you to enter the credentials to your e-banking portal, then scrape your transaction history and balance. I would hope that by now they have developed a better system that is not nearly so dangerous, but I honestly have no desire to find out. There was a way to instead use your bank routing and account numbers (which is still a riskier proposition than, say, a credit card), but you wouldn't even see that option unless you made a search that returned no results.