> This is why I stay away from credit cards that offer rewards. Why punish yourself like that? I understand taking a moral stance even if makes your life hard

> This is why I stay away from credit cards that offer rewards. Why punish yourself like that? I understand taking a moral stance even if makes your life harder, I do that with various things. But I guess I don't see it on this one since the vendor doesn't even know if you get any reward back when you hand them a credit card, so it doesn't show your posture in any way. All you're doing is gifting extra money to the credit card companies.