> Your points on not getting paid sound overly pessimistic. I agree. Late payment is much more common that no payment. Also, clients, unjustifiably or not, usu

> Your points on not getting paid sound overly pessimistic. I agree. Late payment is much more common that no payment. Also, clients, unjustifiably or not, usually take umbrage at being asked to cough up what's owed. I give everyone a healthy grace period and send gently-worded reminders, but I won't stop working unless there is a material breach of contract or unless my reminder isn't at least responded to with a "Sorry we're late with your payment, we're working in it."