Well, been living in 4 European countries and never paid anything but in mine (Italy). I am also pretty sure unemployed are covered too. Don't know in Germany,

Well, been living in 4 European countries and never paid anything but in mine (Italy). I am also pretty sure unemployed are covered too. Don't know in Germany, where I still can't get how insurance works, but I would guess there is a way to get cover there too.