I've had good and bad experiences. One thing I learned the hard way is that even as a young person with low healthcare costs, it's a very bad idea to just choos

I've had good and bad experiences. One thing I learned the hard way is that even as a young person with low healthcare costs, it's a very bad idea to just choose the cheapest plan without doing any research. Some of the low cost companies are essentially scams: most of the "providers" they list on their site will not actually accept the plan; if you do have any medical costs, they will do everything possible to avoid paying even when you are clearly covered; you'll wait for hours on hold to talk to support, then they will be rude and unhelpful; etc. etc. It's well worth paying an extra hundred or so per month for a reputable provider so that you at least have actual functional health insurance.