A lot of reasonable, sensible, intelligent, math & business oriented people saw this coming. I surely did and I'm not a financial professional. Financial produc

A lot of reasonable, sensible, intelligent, math & business oriented people saw this coming. I surely did and I'm not a financial professional. Financial products are basically snake oil there to enrich the salesmen at the expense of the clients. The clients eat the losses, the salesmen eat the gains. The stock market in general is a rigged game there to enrich insiders and salesmen. The reason financial products proliferate is because a sucker is born every minute and most people are too unimaginative to see alternative avenues of investment. It's not a productive industry. It's snake oil at best and more realistically is just a giant parasite on the economy.