4 ms·

Cool I am up to 22 years of free credit monitoring, maybe I can make it 25

• shawn-butler 4y ago
  Does it actually do anything positive for you? Credit monitoring always seemed to me like a scam ala antivirus, but in all fairness I have never purchased it either.
  • bigmattystyles 4y ago
    It is a scam - on multiple levels - first you get credit monitoring, but to the companies, it's a sales lead to try to sell you more of their protection / reports. It'd be a shame if something were to happen to your credit score. Second, if a financial institution lent money to someone pretending to be me and this damages the rating these credit bureaus assign to me, why do I have to get involved? We have, as a society, let these companies get away with making us believe their lack of due diligence is our fault. I don't know enough about the law to know why we can't sue these companies for libel.