I know this subthread is talking about saving money, but imo that shouldn't be the first priority. The first priority is avoiding disaster. Insurance costs mone

I know this subthread is talking about saving money, but imo that shouldn't be the first priority. The first priority is avoiding disaster. Insurance costs money up front. The "cost" you are insuring against is being without food after a hurricane/blizzard/etc. If you can ALSO save money up front, that's great.