100%. I've never had any issues with IRL 2FA. If I lose or damage my CAC card I can go to the ID card office with a different photo ID and get a new one with ne

100%. I've never had any issues with IRL 2FA. If I lose or damage my CAC card I can go to the ID card office with a different photo ID and get a new one with new certificates and set a new PIN. My old certificates will be revoked. But that's not what's currently popular. What's currently popular is just to check a box with some poorly thought-out system and screw anyone who ever loses their phone number or 2FA device. That's dangerous and unprofessional.