> Why did this use case not cross their mind when they developed it? I don't know the answer, but seeing as Zelle was developed by a consortium of big banks, i

> Why did this use case not cross their mind when they developed it? I don't know the answer, but seeing as Zelle was developed by a consortium of big banks, it's at least possible they simply don't want to support this use case, because making it harder to have multiple accounts benefits incumbents.