I hate how hard it is to do bank transfers in the US. When I was in Sydney, you just added someone's BSB and account numbers, and you could add their phone num

I hate how hard it is to do bank transfers in the US. When I was in Sydney, you just added someone's BSB and account numbers, and you could add their phone number and most apps would know how to translate that... and you could Vemno / Zelle without the app. Dirt simple. No clue why it has to be complicated in the US. Just seems moronic.