Card payment does involve fees but they’re not as impactful on business as it may otherwise seem. As many others have mentioned places taking only cash, especia

Card payment does involve fees but they’re not as impactful on business as it may otherwise seem. As many others have mentioned places taking only cash, especially restaurants, do so generally for tax avoidance rather than less fees from the payment processor. As someone who does live in Germany, things changed dramatically during Covid. So many more places accept cards now and I find myself needing to withdrawal cash a lot less frequently than I did pre-Covid. There are still a ton of places that don’t take cards but a lot converted to taking cards, and some even switched to card only after seeing the lower cost of having cash (less risk of break in, less to move around, etc.)