Create - from the EU - yes. As I said: you cannot add to existing that you already use extensively. And not create new from outside EU. That’s what makes it so

Create - from the EU - yes. As I said: you cannot add to existing that you already use extensively. And not create new from outside EU. That’s what makes it so shambolic. They clearly have the ability to both do it technically and to verify appropriately. No problems using similar UK services for EU citizens I know, nor non-EU. Usual bank/address shenanigans at the start, but no issues with government gateway etc.